/* =============================================
   Allen Insurance & Financial Services
   Shared Stylesheet
   ============================================= */

/* --- Variables & Reset --- */
:root {
  --gold: #C9A84C;
  --gold-light: #E2C47A;
  --gold-dark: #A8872D;
  --navy: #000000;
  --navy-mid: #0a0a0a;
  --navy-light: #0a0a0a;
  --white: #ffffff;
  --off-white: #F8F6F1;
  --gray: #6B7280;
  --gray-light: #F3F4F6;
  --text: #1F2937;
  --radius: 12px;
  --shadow: 0 4px 24px rgba(10,22,40,0.12);
  --shadow-lg: 0 12px 48px rgba(10,22,40,0.2);
  --transition: all 0.3s ease;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* --- Typography --- */
h1, h2, h3, h4 {
  font-family: 'Playfair Display', serif;
  line-height: 1.2;
  color: var(--navy);
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.1rem; }

p { color: var(--gray); margin-bottom: 1rem; }

/* --- Utility --- */
.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: 5rem 0;
}

.section-light { background: var(--off-white); }
.section-dark { background: var(--navy); }

.text-center { text-align: center; }
.text-gold { color: var(--gold); }
.text-white { color: var(--white); }
.text-navy { color: var(--navy); }

.section-label {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
}

.section-title {
  margin-bottom: 1rem;
}

.section-subtitle {
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto 3rem;
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.85rem 2rem;
  border-radius: 6px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid transparent;
  text-align: center;
  white-space: nowrap;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.35);
}

.btn-outline {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}

.btn-outline:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-2px);
}

.btn-white {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}

.btn-white:hover {
  background: var(--off-white);
  transform: translateY(-2px);
}

.btn-lg {
  padding: 1.1rem 2.5rem;
  font-size: 1.05rem;
}

/* --- Navigation --- */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(0, 0, 0, 0.97);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(201,168,76,0.15);
  transition: var(--transition);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  padding: 0 1.5rem;
  max-width: 1140px;
  margin: 0 auto;
}

.nav-logo {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.65rem;
  line-height: 1.2;
  overflow: hidden;
  text-decoration: none;
}

.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

.nav-logo-name {
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--gold);
}

.nav-logo-company {
  font-size: 0.65rem;
  color: rgba(255,255,255,0.6);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.nav-logo-img {
  width: 44px;
  height: 44px;
  max-width: 44px;
  max-height: 44px;
  object-fit: contain;
  flex-shrink: 0;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-links a {
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
  font-weight: 500;
  transition: var(--transition);
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -3px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--gold);
}

.nav-links a:hover::after,
.nav-links a.active::after {
  width: 100%;
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.nav-phone {
  color: var(--gold);
  font-size: 0.85rem;
  font-weight: 600;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: var(--transition);
  border-radius: 2px;
}

.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none;
  flex-direction: column;
  background: var(--navy);
  padding: 1.5rem;
  gap: 1rem;
  border-top: 1px solid rgba(201,168,76,0.2);
}

.mobile-menu a {
  color: rgba(255,255,255,0.85);
  font-size: 1.05rem;
  font-weight: 500;
  padding: 0.5rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}

.mobile-menu a:hover { color: var(--gold); }

.mobile-menu.open { display: flex; }

/* --- Hero (shared base) --- */
.hero {
  padding-top: 72px;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: 
    radial-gradient(ellipse 60% 60% at 80% 50%, rgba(201,168,76,0.08) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 10% 80%, rgba(201,168,76,0.05) 0%, transparent 60%);
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 720px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 0.45rem 1rem;
  border-radius: 100px;
  margin-bottom: 1.5rem;
}

.hero h1 {
  color: var(--white);
  margin-bottom: 1.25rem;
}

.hero h1 span { color: var(--gold); }

.hero-sub {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.7);
  margin-bottom: 2.5rem;
  max-width: 560px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}

.hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 2.5rem;
  margin-top: 3.5rem;
  padding-top: 2.5rem;
  border-top: 1px solid rgba(255,255,255,0.1);
}

.hero-stat-value {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}

.hero-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-top: 0.3rem;
}

/* --- Cards --- */
.card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  transition: var(--transition);
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-body { padding: 2rem; }

.service-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.75rem;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 2.25rem;
  transition: var(--transition);
  border-top: 4px solid transparent;
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-top-color: var(--gold);
}

.service-card-icon {
  width: 56px;
  height: 56px;
  background: rgba(201,168,76,0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 1.25rem;
}

.service-card h3 {
  margin-bottom: 0.75rem;
  color: var(--navy);
}

.service-card p {
  flex: 1;
  margin-bottom: 1.5rem;
}

/* --- Benefit Columns --- */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
}

.benefit-item {
  text-align: center;
  padding: 2rem 1.5rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.18);
  border-radius: var(--radius);
  transition: var(--transition);
}

.benefit-item:hover {
  background: rgba(201,168,76,0.06);
  border-color: rgba(201,168,76,0.4);
  transform: translateY(-4px);
}

.benefit-icon {
  font-size: 2.2rem;
  margin-bottom: 1rem;
  display: block;
}

.benefit-item h3 {
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
}

.benefit-item p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  margin: 0;
}

/* --- Comparison Table --- */
.comparison-wrap {
  overflow-x: auto;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

table.comparison {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
  background: var(--white);
}

table.comparison th {
  background: var(--navy);
  color: var(--white);
  padding: 1rem 1.25rem;
  text-align: left;
  font-weight: 600;
  font-family: 'Inter', sans-serif;
}

table.comparison th.highlight {
  background: var(--gold);
  color: var(--navy);
}

table.comparison td {
  padding: 0.85rem 1.25rem;
  border-bottom: 1px solid #E5E7EB;
  vertical-align: middle;
}

table.comparison tr:last-child td { border-bottom: none; }

table.comparison tr:nth-child(even) td { background: #FAFAFA; }

table.comparison td.check { color: #16A34A; font-weight: 700; font-size: 1.1rem; }
table.comparison td.cross { color: #DC2626; font-weight: 700; font-size: 1.1rem; }
table.comparison td.highlight-col {
  background: rgba(201,168,76,0.07) !important;
  font-weight: 600;
  color: var(--navy);
}

/* --- Lead Form --- */
.form-section {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 3rem;
  box-shadow: var(--shadow-lg);
}

.form-section h2 { color: var(--white); }
.form-section p { color: rgba(255,255,255,0.65); }

.form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.25rem;
  margin-top: 1.75rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-group.full { grid-column: 1 / -1; }

.form-group label {
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 0.85rem 1rem;
  border: 1.5px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  background: rgba(255,255,255,0.06);
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  transition: var(--transition);
  outline: none;
  appearance: none;
  -webkit-appearance: none;
}

.form-group select option { background: var(--navy); color: var(--white); }

.form-group input::placeholder,
.form-group textarea::placeholder { color: rgba(255,255,255,0.3); }

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  background: rgba(201,168,76,0.05);
}

.form-group textarea { resize: vertical; min-height: 120px; }

.form-submit { margin-top: 1.5rem; }

.success-msg {
  display: none;
  background: rgba(22,163,74,0.15);
  border: 1px solid rgba(22,163,74,0.4);
  color: #4ADE80;
  padding: 1.25rem 1.5rem;
  border-radius: 8px;
  font-weight: 600;
  font-size: 1rem;
  text-align: center;
  margin-top: 1.5rem;
}

/* --- Testimonials --- */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.75rem;
}

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
  border-left: 4px solid var(--gold);
  position: relative;
}

.testimonial-quote {
  font-size: 3rem;
  color: var(--gold);
  line-height: 1;
  font-family: 'Playfair Display', serif;
  margin-bottom: 0.5rem;
  opacity: 0.5;
}

.testimonial-text {
  font-style: italic;
  color: var(--text);
  margin-bottom: 1.25rem;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.testimonial-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}

.testimonial-name {
  font-weight: 700;
  color: var(--navy);
  font-size: 0.95rem;
}

.testimonial-location {
  font-size: 0.8rem;
  color: var(--gray);
}

/* --- How It Works Steps --- */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2rem;
  position: relative;
}

.step {
  text-align: center;
  padding: 0 1rem;
}

.step-number {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
  box-shadow: 0 4px 20px rgba(201,168,76,0.35);
}

.step h3 {
  margin-bottom: 0.5rem;
  color: var(--navy);
}

/* --- Income Table (Recruit) --- */
.income-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.income-card {
  border-radius: var(--radius);
  padding: 2rem;
  text-align: center;
}

.income-card.standard {
  background: var(--gray-light);
  border: 2px solid #E5E7EB;
}

.income-card.featured {
  background: var(--navy);
  border: 2px solid var(--gold);
  position: relative;
}

.income-card.featured::before {
  content: '★ Kevin\'s Structure';
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--gold);
  color: var(--navy);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.2rem 0.9rem;
  border-radius: 100px;
  white-space: nowrap;
}

.income-card-amount {
  font-family: 'Playfair Display', serif;
  font-size: 2.5rem;
  font-weight: 700;
  line-height: 1;
  margin: 0.75rem 0;
}

.income-card.standard .income-card-amount { color: var(--navy); }
.income-card.featured .income-card-amount { color: var(--gold); }

.income-card-label {
  font-size: 0.82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.income-card.standard .income-card-label { color: var(--gray); }
.income-card.featured .income-card-label { color: rgba(255,255,255,0.55); }

.income-card-desc {
  font-size: 0.9rem;
  margin-top: 0.75rem;
}
.income-card.standard .income-card-desc { color: var(--gray); }
.income-card.featured .income-card-desc { color: rgba(255,255,255,0.65); }

/* --- Carriers --- */
.carriers-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem;
  justify-content: center;
  align-items: center;
}

.carrier-badge {
  background: var(--white);
  border: 2px solid #E5E7EB;
  border-radius: 10px;
  padding: 1rem 2rem;
  font-weight: 700;
  font-size: 1rem;
  color: var(--navy);
  transition: var(--transition);
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
}

.carrier-badge:hover {
  border-color: var(--gold);
  color: var(--gold-dark);
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

/* --- CTA Banner --- */
.cta-banner {
  background: linear-gradient(135deg, var(--gold-dark) 0%, var(--gold) 50%, var(--gold-light) 100%);
  padding: 4rem 0;
  text-align: center;
}

.cta-banner h2 { color: var(--navy); margin-bottom: 0.75rem; }
.cta-banner p { color: rgba(10,22,40,0.7); margin-bottom: 2rem; }

/* --- Footer --- */
.footer {
  background: var(--navy);
  border-top: 1px solid rgba(201,168,76,0.2);
  padding: 3.5rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-brand-name {
  font-family: 'Playfair Display', serif;
  font-size: 1.3rem;
  color: var(--gold);
  margin-bottom: 0.25rem;
}

.footer-brand-tagline {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1.25rem;
}

.footer-desc {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.footer-contact a {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: rgba(255,255,255,0.65);
  font-size: 0.88rem;
  margin-bottom: 0.6rem;
  transition: var(--transition);
}

.footer-contact a:hover { color: var(--gold); }

.footer-social {
  display: flex;
  gap: 0.75rem;
  margin-top: 1.25rem;
  flex-wrap: wrap;
}

.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.65);
  transition: var(--transition);
}

.footer-social a:hover {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.social-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: #1a1a1a;
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: 8px;
  color: var(--gold);
  transition: background 0.2s, border-color 0.2s, transform 0.2s;
  text-decoration: none;
}

.social-btn:hover {
  background: var(--gold);
  color: #000;
  border-color: var(--gold);
  transform: translateY(-2px);
}

.footer-heading {
  font-family: 'Playfair Display', serif;
  font-size: 1rem;
  color: var(--white);
  margin-bottom: 1.25rem;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  transition: var(--transition);
}

.footer-links a:hover { color: var(--gold); padding-left: 4px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding-top: 1.75rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.footer-copy {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
}

.footer-ffl {
  font-size: 0.78rem;
  color: rgba(201,168,76,0.6);
  font-weight: 600;
}

/* --- Scroll Animations --- */
.fade-up {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-up-delay-1 { transition-delay: 0.1s; }
.fade-up-delay-2 { transition-delay: 0.2s; }
.fade-up-delay-3 { transition-delay: 0.3s; }
.fade-up-delay-4 { transition-delay: 0.4s; }

/* --- Section Divider --- */
.divider {
  width: 60px;
  height: 3px;
  background: var(--gold);
  border-radius: 2px;
  margin: 1rem auto 2rem;
}

/* --- Zero Hero Box --- */
.zero-hero-box {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border: 2px solid rgba(201,168,76,0.3);
  border-radius: var(--radius);
  padding: 3rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.zero-hero-box::before {
  content: '0';
  position: absolute;
  font-family: 'Playfair Display', serif;
  font-size: 14rem;
  font-weight: 700;
  color: rgba(201,168,76,0.05);
  right: -2rem;
  top: -2rem;
  line-height: 1;
  pointer-events: none;
}

.zero-hero-box h2 { color: var(--white); margin-bottom: 1rem; }
.zero-hero-box p { color: rgba(255,255,255,0.7); max-width: 580px; margin: 0 auto 1.5rem; }

/* --- What You Get List --- */
.perks-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
}

.perk-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.5rem;
  background: var(--off-white);
  border-radius: var(--radius);
  border-left: 4px solid var(--gold);
  transition: var(--transition);
}

.perk-item:hover {
  transform: translateX(4px);
  box-shadow: var(--shadow);
}

.perk-icon {
  font-size: 1.6rem;
  flex-shrink: 0;
  margin-top: 0.1rem;
}

.perk-item h4 {
  margin-bottom: 0.25rem;
  color: var(--navy);
}

.perk-item p {
  font-size: 0.88rem;
  margin: 0;
  color: var(--gray);
}

/* --- Responsive --- */
@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }

  .hero { min-height: auto; padding-top: 72px; padding-bottom: 4rem; }
  .hero-stats { gap: 1.5rem; }

  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }

  .form-section { padding: 2rem 1.5rem; }

  .section { padding: 3.5rem 0; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .btn-lg { width: 100%; justify-content: center; }
}

/* ===== Reviews Ticker ===== */
.reviews-ticker {
  background: #000;
  padding: 2.5rem 0;
  overflow: hidden;
  border-top: 1px solid rgba(201,168,76,0.2);
  border-bottom: 1px solid rgba(201,168,76,0.2);
}

.reviews-ticker-label {
  text-align: center;
  color: var(--gold);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 1.25rem;
}

.reviews-track-wrapper {
  overflow: hidden;
  position: relative;
}

/* Fade edges */
.reviews-track-wrapper::before,
.reviews-track-wrapper::after {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  width: 120px;
  z-index: 2;
  pointer-events: none;
}
.reviews-track-wrapper::before {
  left: 0;
  background: linear-gradient(to right, #000, transparent);
}
.reviews-track-wrapper::after {
  right: 0;
  background: linear-gradient(to left, #000, transparent);
}

.reviews-track {
  display: flex;
  gap: 1.5rem;
  animation: scrollReviews 40s linear infinite;
  width: max-content;
}

.reviews-track:hover {
  animation-play-state: paused;
}

@keyframes scrollReviews {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.review-card {
  background: #1a1a1a;
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 12px;
  padding: 1.25rem 1.75rem;
  min-width: 320px;
  max-width: 320px;
  flex-shrink: 0;
}

.review-stars {
  color: var(--gold);
  font-size: 0.9rem;
  margin-bottom: 0.5rem;
  letter-spacing: 0.05em;
}

.review-text {
  color: rgba(255,255,255,0.85);
  font-size: 0.875rem;
  line-height: 1.5;
  margin-bottom: 0.75rem;
  font-style: italic;
}

.review-author {
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 600;
}

/* Logo styles */
.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
  overflow: hidden;
}

.nav-logo-img {
  width: 44px;
  height: 44px;
  max-width: 44px;
  max-height: 44px;
  object-fit: contain;
  flex-shrink: 0;
}

.nav-logo-text {
  display: flex;
  flex-direction: column;
}

.footer-logo {
  width: 80px;
  height: 80px;
  object-fit: contain;
  margin-bottom: 1rem;
  display: block;
}

/* ── Mobile Fixes ─────────────────────────────────────────────── */
@media (max-width: 768px) {
  /* Fix About section two-column grid stacking on mobile */
  .about-grid {
    grid-template-columns: 1fr !important;
    gap: 2rem !important;
  }

  /* Fix invisible Email Kevin button on gold CTA banner */
  .cta-banner .btn-outline {
    border-color: #000 !important;
    color: #000 !important;
    background: rgba(255,255,255,0.15) !important;
  }
  .cta-banner .btn-outline:hover {
    background: #000 !important;
    color: var(--gold) !important;
  }

  /* Fix reviews ticker blank on mobile */
  .review-card {
    min-width: 280px;
    max-width: 280px;
    padding: 1rem 1.25rem;
  }
  .reviews-track-wrapper::before,
  .reviews-track-wrapper::after {
    width: 40px;
  }

  /* Tighten carrier badges on mobile */
  .footer-grid > div:first-child > div[style*="flex-wrap"] {
    gap: 0.4rem;
  }
}